Power of Pre-Approval

Today's "seller's market" has made pre-approval more important than ever for homebuyers. Pre-approval is a written commitment from your lender that:

  • Demonstrates your certified buying power to the seller.
  • Gives you the edge over other bidders who may not be pre-approved.
  • Increases your negotiating leverage when making an offer.
  • Accelerates the mortgage process once your offer is accepted.

Is there a difference between pre-qualification and pre-approval?

Pre-qualification helps you determine just how much of a mortgage you can afford before you start looking for a house. Pre-approval goes a step further, assuring you of a specific loan amount, pending appraisal of your intended property.

To begin the pre-approval process online, fill out the following form:

I (we) authorize Mortgage Master Inc. to make whatever credit inquiries it deems necessary in connection with my/our credit application. I/we authorize any person or consumer reporting agency to compile and furnish any information it may have or obtain in response to such credit inquiries. Further, I agree to release any pertinent information regarding this report to relevant parties (listed below) to the transaction in an effort to facilitate and clarify the negotiation process. This is not to be construed as a commitment on behalf of either party.

Primary Applicant

First Name:
Last Name:
Street Address:
Apartment #:
City:
State:
Zip Code:
Home Phone:
Work Phone:
E-Mail:
Social Security #:
Employer:
Employer Phone:
Years Employed?:
Gross Monthly Income (Pre-tax):

Secondary Applicant (Co-borrower)

First Name:
Last Name:
Street Address:
Apartment #:
City:
State:
Zip Code:
Home Phone:
Work Phone:
E-Mail:
Social Security #:
Employer:
Employer Phone:
Years Employed?:
Gross Monthly Income (Pre-tax):

Loan Information

I am interested in buying a home and I would like to find the loan I can qualify for
I have found a home and I am ready to make an offer
I have a signed sales agreement
I am interested in refinancing my current home
I am interested in a second mortgage on my current home

What type of down payment do you have available?:
Purchase price:
Loan amount requested:

Type of loan you are interested in:
Fixed
ARM
FHA
Not Sure

Property Information

Street Address:
City:
State:
Zip:
Annual Property Tax:
City:

Type of Property:
Primary
Second / Vacation
Investment
No property has been found at this time

For Refinancers

Year Purchased:
Original Price:

Miscellaneous

I am working with a Realtor
Agent's Name:
Agent's Company:
Agent's Phone:

I need a referral to a professional realtor

Comments / Special Requirements:


* The above is subject to change without notice. This information is furnished to assist Realtors and is not an offering of credit as defined by Section 226.2 Reg. Z.